Halifax has introduced a new offer for first-time buyers, allowing them to borrow up to 5.5 times their income, matching Nationwide's popular first-time buyer product. This move could greatly enhance the affordability of home ownership, making it easier for first-time buyers to secure the home they want.

Rates have also dropped on 2, 3, and 5-year mortgages by 2-3 basis points.

Get in touch with us to speak with one of our brokers, and click the link below to explore properties ideal for first-time buyers in Chessington and Effingham.